SUMMARY OF QUALIFICATIONS
Reliability & Integrity Ability to Prioritize Excellent Customer Relations
Extremely Organized Team Player Great Communication Skills
Detail Oriented Self Motivated 26 Yrs Experience in Mortgage Industry
Pride of Workmanship Use of Common Sense Work Independently Unsupervised WORK EXPERIENCE: REAL ESTATE & LOAN PROCESSING: Processed Conventional, FHA, VA, USDA Government Loans,.
Calculated Income for W-2 & Self Employed borrowers, reviewed all aspects of the loan file, requested items that were missing and corrected errors in loan application, and along with making sure file is compliant. Ordered all related items needed for the loan file, with the necessary follow up to maintain timely receipt. Review all incoming information on the file for accuracy and compliance, along with communicating with the Lenders, Title Companies, AMC's, Insurance Agency's, Banks and Borrowers. Wells Fargo CCG cleared all prior to doc. conditions, received from Broker's, per U/W guidelines
Reviewed L/O Fee Sheets for accuracy & cleared or contacted L/O to explain errors for correction. ***Notary Public & Document Signing Agent, performed document signing for Agents and Brokers. Worked with Realtor's/Broker's with real estate listings and MLS, as a transaction coordinator.*** Attended classes from 2001 to 2002 for being a Notary & Signing Agent with the National Notary Association, in SD, CA***Drafted Loan Documents when processing Correspondent Loans.*** Completed due diligence in Real Estate Owner Carry Back Note's. Processed note files for 11 years. Placed purchased notes on a credit line, established a good payment record with clients and sold off in portfolio packages to Investors and Banks.
I supervised, office employees in the , processing office and closing department with Western Secured Investments.
Worked with Foreclosures and resale of defaulted properties and handled Insurance claims & customer relations
Preformed classes in processing for broker offices and speaker at night classes at S.D. College, CA