I am not an attorney and therefore, by law, I cannot explain or interpret
the contents of any document for you, instruct you on how to complete
a document or direct you on the advisability of signing a particular
document. By doing so I would be engaging in the unauthorized practice
of law, and could face legal penalties that include the possibility of
incarceration. Any important questions about your document should be
addressed to the lender, title company or an attorney.