All fees include printing and travel costs for residential matters. The HELOC Fee covers a $50 rental expense for office space, mandated by Article XVI, Section 50(a)(6)(N) of the Texas Constitution, safeguarding HELOC loans from forced sale for debt payment if closed in a lender's, attorney's, or title company's office. The Texas Administrative Code specifies closing must be at their permanent physical address, whether indoor office or parking lot. Commercial Fee: +$75.00