My name is DIANNA VARGAS-BARD. I have been notarizing documents since 1985 with a temporary lapse in my license but renewed last Sept. 2015. I am a professional mobile notary signer trying to build my business. I have a stand alone computer, laptop, ipad, HP 5500 laser printer and a smart phone. I utilize each of them in my business so I am always within reach to accept signings, set appointments, call borrowers to confirm, print docs and be there on time. I have a traveling locking case which I keep with me that contains my notary stamp, journal,all office supplies, documents and file capability so I am always ready to go. I have taken all courses required to be a CERTIFIED NOTARY SIGNING AGENT and I have gone above and beyond adding loan officer school training for all changes related to GLBA, TILA,RESPA, FACTA and all new TRID laws. Having worked as a loan officer from 1988 to 2005 including managing my own net branch for 15 years I have an in depth understanding of origination to funding, recording through insuring so I appreciate that time is of the essence as well as no room for errors.
After high school I attended Merced JC on and off for awhile then switched to some classes to Chapman College. I wanted to become an accountant since I enjoyed math and I continued taking classes that would take me in that direction. I found it challenging but rewarding to continue my education and still enjoy my family. In 1978 I had started working seasonal preparing income taxes, then attended a professional tax preparers school where I learned more then I could imagine from my instructor. I found myself working for her until 1982 when I started working full time as a finance manager at a local auto dealership. This is when I first became a notary as a convenience to my employer since I handled the DMV registrations but I found it was a big help to many of my tax clients also.
I had worked with a broker as an assistant in real estate in the 70's and found I truly enjoyed real estate so I had decided to obtain my license. I had my license in 1985 and the timing was perfect as the auto industry was taking on many changes so I had went to work and trained with Centry 21 Salvadori. By 1988 I decided to become a mortgage banker, loan officer since I was so acclimated to paperwork. While my youngest was still at home I felt he needed me more so I stayed working as a loan officer for other companies and going to school to learn more about mortgage lending. By 1991 my children were grown and I had been offered my own net branch of First Hawaiian Mortgage so I accepted the position and started my office of First Merced Mtg. from scratch, going through test cases with FHA to become DE approved, hiring and training my staff appraiser, hiring a full staff of the best employees in the business, garnering VA direct and LAPP approval so we could have appraisals brought to us for review instead of taking 90 days at VA. Subsequently I obtained Fannie Mae and Freddie Mac approvals to underwrite our own files. My office originated, processed, underwrote, drew docs, funded, shipped and insured over 50 loans a month. Since I was also a notary I could sign up the docs when it was necessary (NOT MY OWN LOANS OF COURSE), but those of others to accommodate borrowers needs. In 2005 I sold the office and brokered loans as JD Lending with my husband. I had set up JD lending to handle any non conforming loans or properties that our normal investors would not approve. I continued that until the economy had stabilized somewhat then went back in real estate sales and listings opening HOMES 4 YOU REALTY which my husband, Jack, manages now. We do many BPO's and we have a property management business. I have many designations and certifications I could list behind my name, ie PMC, GRI, REO, NNA, BPO, SHORT SALE, but I find most people do not care or do not know what they mean so I rarely place them behind my name and just allow my service to speak for itself. Jack and I have over 30 years experience in this business so there is very little we have not had to deal with at some point so we consider ourselves problem solvers. I have taken the courses with the NMLS, 1477537, to keep current on all the new mortgage laws including TRID. Having a real estate license opens so many doors for a person until you have to figure out what part you really enjoy and that is where you specialize. Becoming a mobile notary is exactly what I strive for, I enjoy meeting people, processing and signing loan docs through recording so I feel like I have finally found my niche in the business.